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Who We Are
The HSAWCF is a Michigan group self-insured workers
compensation program organized for the purpose of providing
workers compensation and related employer's liability
self-insurance for its members, which are tax exempt 501(c)3
organizations. We currently provide coverage for over 150
non-profit agencies that operate within the State of Michigan.
Members of the fund are entities doing business as non-profit
charitable organizations which are corporations and/or community
chest funds or foundations which operate exclusively for
charitable, educational or recreational purposes for the
promotion of social welfare, specifically excluding hospitals
and nursing homes. participants of the fund must be a
non-profit Michigan corporation with a 501c(3) IRS status. Claims are administered by
our current TPA Broadspire Services, Inc. The staff at Broadspire is dedicated to handling claims promptly,
professionally and aggressively.
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History For more than two
decades HSAWCF has been proud to
serve the non-profit communities of
Michigan for Workers Compensation
Insurance. In 1986, with the
support of 40 agencies, the program was
approved by the State of Michigan to
become a self-funded pool for
non-profits within our great state.
Today over 150 Michigan non-profit
agencies benefit from this program,
enjoying the benefits of loss control
services, membership participation,
competitive premiums and most
importantly a return of dividend that
averages 35% of their annual premium.
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Competitive Premiums